Microsoft 365 features that help users manage their subscriptions, account settings, and billing information.
A skip button should be there to bypass that.
please enter the payment method, and then remove it immidiately from https://account.microsoft.com/billing/payments?refd=account.microsoft.com so that the next year Payment does not deduct.
I hope this information helps. If you have any more questions, don't hesitate to reach out.
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